Customers

After purchasing a claim, B2 Kapital charges a default interest . B2 Kapital does not take any provision for collection or recovery of purchased claim, but additional costs may apply in case if collection or recovery needs to be taken before competent court or public notary et etc.

If your account is blocked B2 Kapital can withhold in accordance with Article 102 of Law on Execution and Security (Zakon o izvršbi in zavarovanju).

B2 Kapital takes the necessary measures immediately after the payment of the debt, including withdrawing of execution and issuing the confirmation of repayment of the debt. Further steps depends on court deadlines, bank or employer internal rules and etc. Therefore we ask you for patience.

Your account can be unblocked in accordance with internal conditions and rules of B2 Kapital.

Regarding the method of repayment of your debt, we strive to be flexible and adjust the repayment as much as possible to your personal financial capabilities. If you can not return the full amount of the debt at once, we can offer you an agreed-upon repayment plan. For more information on possible debt repayment options, contact our Contact Center at +386 (0) 590 81 720 or send an e-mail to info@b2kapital.si

According to Code of Obligation, (hereinafter: “OZ” ), B2 Kapital as a new creditor took over your debt the further process of collecting and recovering. According to the OZ, you should be notified of the credit claim but your consent is not required.

The obligation of a person, legal or physical (debtor), to pay something (usually money) to another person, the creditor.

The creditor is a party in an obligation relation that is authorized, to request from the debtor a transfer of assets, or that the debtor does something, or that he does not do something or that the debtor omits doing something.

Fee for the use of other’s replaceable, movable items, most often money. The interest rate is expressed in percentage and is considered to be the price of money or capital that the borrower/debtor pays for the use of the transferred money, capital or other replaceable assets.

Legal default interest is a sanction against a debtor who is late to meet his financial obligation. The interest rate is determined by law or by other regulations. The creditor has the right to default interest regardless of whether he has suffered any damage due to the debtor’s delay.

An alienable claim is transferred from the current creditor (Assignor) to the new creditor (Assignee) while the debtor (Debtor) and the claim remain the same. Possible legal grounds for an assignment are contract, legal acts and court decision.