Collection of overdue claims

By transferring the claims of your debtors to B2 Kapital you ensure swift collection, liquidity, no additional debt and positive and affirmative effect on your balance. We offer the repurchase of portfolios of overdue claims, write-offs and claims for which legal actions were already started.

Time is money! With us, you have both.

  • We provide you with immediate liquidity with favorable conditions
  • Free funds for new investments
  • Protect your reputation
  • With us, you are able to fully direct to your core business, which frees up valuable financial, human resources, information and other resources
  • We achieve with your client’s good cooperation, respect their financial options and find the best solution for both sides

We offer your clients:

  • The new payment plan according to their capabilities
  • Flexible rates
  • The possibility of writing off part of the penalty interest
  • Avoid taking cases to court
  • Provides discounts on existing debts


Corporate Customers

How much are new costs and fees now that you’ve taken over the claim?

After purchasing a claim, B2 Kapital charges a default interest . B2 Kapital does not take any provision for collection or recovery of purchased claim, but additional costs may apply in case if collection or recovery needs to be taken before competent court or public notary et etc.

If my account is blocked, can you withhold my protected revenue from it?

If your account is blocked B2 Kapital can withhold in accordance with Article 102 of Law on Execution and Security (Zakon o izvršbi in zavarovanju).

How long does it take for my account to be unblocked after the payment of the debt?

B2 Kapital takes the necessary measures immediately after the payment of the debt, including withdrawing of execution and issuing the confirmation of repayment of the debt. Further steps depends on court deadlines, bank or employer internal rules and etc. Therefore we ask you for patience.

Can my account be unblocked if I could honor the repayment plan?

Your account can be unblocked in accordance with internal conditions and rules of B2 Kapital.

What are the options of repayments that you can offer me?

Regarding the method of repayment of your debt, we strive to be flexible and adjust the repayment as much as possible to your personal financial capabilities. If you can not return the full amount of the debt at once, we can offer you an agreed-upon repayment plan. For more information on possible debt repayment options, contact our Contact Center at +386 (0) 590 81 720 or send an e-mail to

How is my debt transferred to B2 Kapital?

According to Code of Obligation, (hereinafter: “OZ” ), B2 Kapital as a new creditor took over your debt the further process of collecting and recovering. According to the OZ, you should be notified of the credit claim but your consent is not required.



The obligation of a person, legal or physical (debtor), to pay something (usually money) to another person, the creditor.


The creditor is a party in an obligation relation that is authorized, to request from the debtor a transfer of assets, or that the debtor does something, or that he does not do something or that the debtor omits doing something.


Fee for the use of other’s replaceable, movable items, most often money. The interest rate is expressed in percentage and is considered to be the price of money or capital that the borrower/debtor pays for the use of the transferred money, capital or other replaceable assets.

Legal default interest rate

Legal default interest is a sanction against a debtor who is late to meet his financial obligation. The interest rate is determined by law or by other regulations. The creditor has the right to default interest regardless of whether he has suffered any damage due to the debtor’s delay.

Transfer/assignment of claim = assignment

An alienable claim is transferred from the current creditor (Assignor) to the new creditor (Assignee) while the debtor (Debtor) and the claim remain the same. Possible legal grounds for an assignment are contract, legal acts and court decision.

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